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About

Committed to Your Real Estate Goals

Excel Company is dedicated to guiding clients toward a brighter, happier future through personalized real estate solutions. Our mission is to ease the challenges associated with buying, selling, or renting properties, ensuring a smooth, stress-free experience. With our expertise and a client-focused approach, we simplify the complexities of the real estate market, providing support every step of the way. Whether you're a first-time homebuyer, looking to downsize, or seeking an investment opportunity, we are here to help you make informed decisions and achieve your real estate goals efficiently and effectively.

At Excel Companies, we pride ourselves on transparency, reliability, and an unwavering commitment to your success. Let us take care of the hard work while you focus on building a future you can look forward to.

Milestones that we proudly accomplished and lead us forward.

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OUR TEAM

Our Amazing Team

Jose Torres

Founder

Cynthia Fernández

Real Estate and Insurance Broker

Mónica Fernández

Office Manager and Realtor

Milagros Pereira

Realtor

Abigail Guerrero

Realtor

Jose Torres

Founder

jose@excelhomesolutions.com

Jose Torres is a dedicated real estate investor and renovation specialist with a strong passion for transforming properties and creating long-term value. As part of Excel Companies, Jose combines hands-on expertise with a strategic approach to help identify profitable opportunities, manage renovations efficiently, and deliver exceptional results for clients and partners.

With years of experience in property acquisitions, project management, and real estate investment, Jose has developed a keen eye for potential—turning underperforming properties into successful investments. His practical knowledge of construction, budgeting, and design allows him to oversee every stage of a project with precision and professionalism.

Driven by a commitment to excellence and collaboration, Jose plays a key role in Excel’s mission to build wealth through real estate—one renovation at a time.

Cynthia Fernández

Real Estate and Insurance Broker

cynthia@excelhomesolutions.com

Cynthia Fernández is the passionate Broker and Owner of Excel Companies, a multi-service real estate firm dedicated to helping clients and agents build wealth through real estate. With years of hands-on experience in investing, renovating, and brokerage leadership, Cynthia has built a business model centered on freedom, transparency, and growth.

Driven by the belief that success starts with the right mindset, she empowers others to “Excel” in every area of life — whether buying, selling, or investing in property. Her leadership brings together a team of professionals who share her vision of integrity, collaboration, and results.

Cynthia’s approach goes beyond traditional real estate; she provides education, mentorship, and investment opportunities designed to help agents and clients create lasting financial stability. Under her guidance, Excel Companies has grown into a trusted brand across Rhode Island, Massachusetts, and Florida, offering services in real estate, renovations, and painting.

When she’s not managing deals or mentoring agents, Cynthia enjoys sharing motivational content and insights on how to grow personally and professionally — reminding everyone that with the right team and mindset, you can truly Excel.

Mónica Fernández

Office Manager and Realtor

monica@excelhomesolutions.com

Monica Fernandez is a passionate and dedicated real estate agent committed to helping clients achieve their homeownership and investment goals. Known for her warm personality and strong work ethic, Monica goes above and beyond to ensure every client feels supported, informed, and confident throughout the process.

Whether she’s guiding first-time buyers, connecting investors with opportunities, or helping sellers maximize their property’s value, Monica combines local expertise with genuine care to deliver outstanding results. Her attention to detail and commitment to excellence reflect the core values of Excel Companies — integrity, growth, and personalized service.

Milagros Pereira

Realtor

Milay001@gmail.com

With years of hands-on experience in real estate, Milagros Pereira is known for her deep market knowledge, professionalism, and genuine dedication to helping clients achieve their property goals. Her extensive background in residential sales and investment properties allows her to guide buyers and sellers with confidence, clarity, and care.

Milagros takes pride in building lasting relationships — focusing on trust, transparency, and results. Whether assisting first-time homebuyers, seasoned investors, or families looking to upsize, she ensures every client receives personalized service and expert guidance from start to finish.

Fluent in English, Spanish and Portuguese; Milagros connects with a diverse range of clients and provides seamless support throughout every step of the process. Her passion for real estate, combined with her strong negotiation skills and attention to detail, make her a valuable part of the Excel Companies team.

Abigail Guerrero

Realtor

realtorabbyg24@gmail.com

Abigail Guerrero is a passionate and motivated real estate agent dedicated to helping clients achieve their homeownership and investment goals. With a strong commitment to excellence and a genuine care for people, Abigail takes pride in guiding buyers, sellers, and investors through every step of their real estate journey.

Her approach is built on trust, clear communication, and results — ensuring that every client feels confident and supported from start to finish. Whether you’re purchasing your first home or expanding your investment portfolio, Abigail brings the knowledge, energy, and personalized service to make it happen.

As part of Excel Companies, Abigail is backed by a full-service brokerage that combines real estate expertise, renovation resources, and investment opportunities — giving her clients the tools to truly Excel in real estate.

Benefits of Creative Financing

  • Flexible terms tailored to you
  • Lower upfront costs
  • Opportunity to buy with little or no bank involvement
  • Solutions for buyers and sellers

Common Creative Financing Options

  • Seller Financing: Buy directly from the seller with monthly payments.
  • Lease Options (Rent-to-Own): Rent while building credit toward ownership.
  • Subject-To: Take over existing mortgage payments.
  • Private/Hard Money Loans: Fast financing outside traditional banks.
  • Partnerships & Joint Ventures: Invest with others, share profits.

Who Can Benefit?

  • Buyers who don’t qualify for traditional loans
  • Sellers who need faster closings
  • Investors looking for better cash flow strategies

Start Today

At Excel Companies, we specialize in teaching and guiding clients through creative real estate strategies.

Call/Text

401-215-8652

Email

info@excelhomesolutions.com